Archive | RRSP

Should I Transfer RRSP’s to a TFSA?

Contrary to what may seem like an obvious answer, once you have money invested with an RRSP, it is better to leave RRSP investments in an RRSP account until you need it or until it is passed on with your estate.

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In 2009, the Government of Canada introduced a new financial tool to help Canadians save for the future. The Tax Free Savings Account (TFSA) allows any Canadian over the age of 18 to grow their savings without having to pay tax on accumulations or withdrawals. Money can be withdrawn from a TFSA at any point […]

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the thinker

Where Should Your Money Be?

This article is written primarily for those of you who are planning on retiring within a few years or who have already retired. If you are not retired yet, or are very near retirement age, or even early in retirement, you might be wondering if you should be putting money into RRSPs, into Non Registered […]

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